Difference between RuPay card and Visa Debit card
Since the launch of RuPay card by the from the National Payments Corporation of India (NPCI), many people were unsure about the differences between it and the Visa Debit Card, MasterCard etc.
The first major difference is the RuPay is India’s own domestic card with its own payment gateway. It is an approved card payment network just like MasterCard and VISA.
It is a domestic product with less transaction costs compared to visa debit card which has processing in foreign countries.
The transactions with RuPay card are much faster in processing as they happen in India. Comparatively visa cards take more time as processing happens at an international level.
RuPay cards are currently accepted only in national level transactions. They cannot be used internationally like visa cards.
In order to join the network, the banks don’t need to pay a quarterly fee or entry fee. However with visa cards banks need to do that.
RuPay cards only offer debit card with online transaction. Visa offers both debit and credit cards.
RuPay cards offer safety as the transaction data would be limited to only India. This prevents customer data from going to other countries. Visa cards on the other share customer data through international payment gateway.
Image Credit: Mystic212 / CC BY-SA 4.0
You may also like
Image Reference: https://commons.wikimedia.org/wiki/File:Rupay-Visa-MasterCardrupay.212.jpg
35 Responses to Difference between RuPay card and Visa Debit card
Leave a Reply
Recent Posts
- Econscious redefines sustainable fashion with style and purpose
econscious was founded with a mission to craft high-quality apparel that respects the planet and its people. - Why good credit scores alone can’t guarantee a loanKnow why your credit application may still be rejected and how you can address these issues.
- Air quality hits hazardous levels in Delhi NCRThe Delhi government has declared the situation a medical emergency and stressed the need for urgent action.
WeRIndia – A News Aggregator
Visit werindia.com for all types of National | Business | World | Politics | Entertainment | Health related news and much more..
Opinion Polls
Loading ...
Loading ...
is there any annual rental associated with ru pay card
Your question is not clear, however, if you are talking about annual fee, then the answer is yes. Rupay Premium debit cards and Rupay Platinum debit cards of different banks have different annual fee. You can check with your bank.
MAM
i want to sumit my offer letter fees(150 $) in canada using visa card
Is it is possible to do international transaction using visa card
Visa card is accepted internationally, however, please check with your bank authorities for specific doubts.
I have two cards for one account can I use both cards rupay and visa is there any problem ..??
No, you cannot use both cards as only one debit card is activated with the bank for a single account at a time. The card which is issued latest by the bank is in active mode. However, if it is a joint and bank issues two cards for different account holders, you can use both the cards.
I have rupay card of Central Bank Of India , my name not emborsed in card. Can I present it at any POS and draw money at any of the banks in india other than foreign based banks ? Is the card valid for axis bank ATM?
Visit the bank that issued your card, they will clarify about the name or issue a new card. Furthermore, you can try using it once and test if it would work.
Hi
I am Online shopping Different countries which Cards beter and beter bank
it depends on your purpose.
I am studying in the college, they told to pay me the fees through online, i am trying to pay through rupay, but it is not possible why it is??
You cannot pay with RuPay card unless the merchant website has the mechanism to complete transaction using it. Since, it is a cost to the seller, most merchant websites do not have the option to pay with it. As things are changing, you can expect to pay with it in the near future.
Hi,
This RuPay card is valid only for shopping. It’s not useful for online transactions & paying bills other than shopping say hospital bill. Nowadays most of the transactions are online. Then why a card which is still not useful for this is being given forcefully /compulsorily?? Isn’t there be an option? Once it is full fledged then issuing it is OK. But now? Isn’t it unfair?
Most of the merchants in these days allow RuPay card for online transactions. If you have any problem, you can contact your bank.
How to get rupay card, which bank is issuing the card
All banks including regional rural banks and co-operative banks in India are issuing RuPay debit cards. You can check with your bank.
Which type card issueing by bank for better transaction.. Rupay or Visa
Both have different benefits. Processing fees is less for RuPay.
I have rupay card from IOB that saying international debit card
1. shall I with draw money form other countries?
2. I has student account, am i eligible to get visa card?
3. Why doesn’t bank offer visa card?
Kindly consult your bank authorities to know about more about your card.
What is the upper limit to withdraw using rupay ATM card and how can I increase it?
The upper limit varies with each bank. Kindly check on this link: http://www.allonmoney.com/banking/rupay-card-details/
can i link rupay card with my corporation bank a/c?
Yes, you can. Check with your bank authorities.
I have rupay debit card issued by Karnataka bank..now I am in Dubai..how can I withdraw cash in Dubai..I mean which ATM
You cannot withdraw money with Rupay card in other countries as it is valid only in India. Please check with your bank for other details.
Can I use rupey and visa both cards at one time with a same password?
Yes, you can. But it is not recommended because if both cards get stolen, cracking one password will give access to both.
I have a rupay card and it is said that it’s international debit card?????
Yes, Rupay Global card is accepted in 185 countries.
rupey debit car is the way to save our money thought online paymen..
if you will be paymet by rupey debit card on paytm or freecharge or online so u can get more cass back…
but is rupay card acceptable to paytm,bookmyshow,and some shops where it is written that visa and master card accepted.??
Can u please elaborately explain,where it is not acceptable.
Rupay card is acceptable at Paytm and Bookmyshow. It is a valid debit card in the country so I guess every shop that accepts other cards accepts Rupay card as well. You can check whether Rupay debit card is listed or not in the payment options on the website at the time of payment.
If there is no mention of rupay card it means they dont accept rupay card right?? And there is no swiping machine that shows any kind of card options. The machine dont want to know the card type.
Yes, you are right.