PNB Patanjali Contactless Credit cards | Fusion - WeRIndia

PNB Patanjali Contactless Credit cards

PNB Patanjali Contactless Credit cards

Nowadays, many people prefer online purchases and digital payments. Hence, several corporates offer co-branded credit cards with banks for easy shopping at their stores.

Last month, Patanjali Ayurved Limited (PAL) and Punjab National Bank launched contactless credit cards in association with the National Payments Corporation of India (NPCI). These co-branded are offered on the RuPay platform.

These cards are available in two variants: One is PNB RuPay Platinum, and another is PNB RuPay Select.

While launching the cards, Yoga guru Ramdev said that more people are using cards and are willing to buy online. They prefer using cards for payment. That’s why the cards have been launched. Besides, customers can purchase Patanjali products easily with these cards while enjoying a seamless shopping experience.

Here are a few details about PNB Patanjali Contactless Credit cards:

  • There is no joining fee for the Platinum card, but an annual fee of ₹500 will be charged. On the other hand, the joining fee is ₹500 and the annual fee is ₹750 for the Select card. However, the fee will be waived if the card is used once a quarter.
  • The cardholders will receive 300 reward points on the first usage as a welcome bonus.
  • Both cards come with a credit limit. While the credit limit for a Platinum card ranges between ₹50,000 and ₹5 lakhs, it is ₹50,000 to ₹10 lakhs for Select Card.
  • They offer comprehensive insurance cover of ₹2 lakhs and ₹10 lakhs for accidental death and total disability.
  • These contactless credit cards also offer cashback and loyalty points.
  • Cardholders can get 2 per cent cashback on transactions of ₹2,500 and more.
  • However, it is capped at ₹50 per transaction at Patanjali Stores.
  • Other benefits include complimentary domestic and international airport lounge access, add-on card facility, cash advance, EMI and auto-debit facility.

Image Credit: NPCI / CC BY-SA 4.0, via Wikimedia Commons


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