NHAI offers cashless treatment for road accident victims | Fusion - WeRIndia

NHAI offers cashless treatment for road accident victims

NHAI offers cashless treatment for road accident victims

Road accidents are increasing. There are multiple reasons for this. The sad thing is that many people die due to a lack of immediate medical attention.

The first sixty minutes of the accident are crucial in saving the life of a victim. Hence it is known as the Golden Hour. As per experts, proper care during Golden Hour can increase the chance of survival.

To provide relief to road accident victims, the government of India decided to offer cashless treatment. The National Highways Authority of India (NHAI) is planning to provide cashless treatment to accident victims on national highways.

To provide help to road accident victims, including drivers, passengers, and pedestrians, the NHAI is thinking of offering cashless treatment.


The scheme aims to provide cashless treatment of up to ₹30,000 to road accident victims who need immediate medical help or hospitalization within 48 hours from the accident.

The government wanted to implement the facility on a pilot basis and identified some national highways for this.

Some of them are national highways between Delhi-Mumbai, Mumbai-Chennai, Kolkata-Agra, Chennai-Kolkata, and Agra-Delhi corridors.

It also invited tenders from the insurance companies registered with IRDAI for providing cashless treatment to road accident victims.

The eligible insurance companies should have a good claim settlement ratio of at least 85 per cent in the last three years to participate in the bidding process.

Union Road Transport Minister Nitin Gadkari announced this matter in the Lok Sabha. He said that the scheme would be implemented on selected national highways on a pilot basis.

It will be extended to other national highways as well, based on the outcomes of the scheme. However, the success will be assessed only after the complete implementation.

Before that, the bidding process will be completed and an insurance company will be selected to implement the scheme.

Image by OpenClipart-Vectors from Pixabay (Free for commercial use)


Image Reference: https://pixabay.com/vectors/ambulance-medic-first-aid-emergency-155854/

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