IRCTC BOB Rupay Contactless Credit Card | Fusion - WeRIndia

IRCTC BOB Rupay Contactless Credit Card

IRCTC BOB Rupay Contactless Credit Card

The Indian Railway Catering and Tourism Corporation Ltd (IRCTC) has been taking different measures to promote digital payments and encourage passengers towards this. It also launched various mobile applications to ease the online ticket booking process, tatkal bookings etc.

The number of passengers who book train tickets online has been growing significantly for the last few years. The launching of new apps also helped increase the number. More than 7 lakh train ticket bookings are made daily on IRCTC through the e-ticket booking website or mobile application IRCTC Rail Connect.

Now IRCTC launched BOB Rupay Contactless Credit Card in association with BOB Financial Solutions Limited (BFSL), a subsidiary of Bank of Baroda (BoB). BFSL is wholly owned by BOB. It was formerly known as Bobcards Limited.

Here are the features and benefits of IRCTC BOB Rupay Contactless Credit Card:


  • IRCTC BOB Rupay Contactless Credit Card is specially designed to cater to the needs of rail passengers. Hence, it is beneficial to the frequent travellers of railways.
  • The card also offers four free complimentary visits to cardholders to the partnered railways lounges. They can get this benefit every year.
  • Cardholders of this contactless credit can earn up to 40 reward points on every ₹100 spent on train ticket bookings made through the website of IRCTC and app in various classes, including all AC and CC classes.
  • In addition to that, the card provides a 1% transaction fee waiver on train ticket bookings. It also offers a 1% fuel surcharge waiver in all petrol pumps across the country.
  • If cardholders use it within 45 days of issuance of the card and spend ₹1,000 or more on a single purchase, they will get 1,000 reward points.
  • Cardholders will earn 4 reward points for every ₹100 they spent on groceries and 2 reward points spending on other categories.

Image Credit: Wikieditor.in / CC BY-SA 4.0, via Wikimedia Commons


Image Reference: https://commons.wikimedia.org/wiki/File:Rupay-Logo.png

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