Empowering healthcare for all: A comprehensive overview of PMJAY | Fusion - WeRIndia

In a remarkable stride towards inclusive healthcare, the Pradhan Mantri Jan Arogya Yojana (PMJAY) has emerged as a beacon of hope for millions in India since its launch in 2018.

It is popularly known as Ayushman Bharat Yojana. With a vision to assist the financially weaker sections in accessing quality healthcare, PMJAY has successfully extended its protective umbrella to cover a staggering 50 crore Indian citizens.

This groundbreaking health insurance scheme operates seamlessly through a network of 18,059 empanelled hospitals, ensuring that 4,406,461 beneficiaries have received essential medical care.

The heart of PMJAY lies in its issuance of 10 crore e-cards, granting families an annual coverage of ₹5 lakhs, fostering a robust and cashless healthcare system across the nation.

The benefits of PMJAY are manifold, addressing the pressing needs of the underprivileged.

From comprehensive coverage of hospitalisation expenses, including pre and post-hospitalisation costs, to accommodate complications that may arise during treatment, PMJAY leaves no stone unturned.

Remarkably, there are no caps on gender, age, or family size, and the scheme extends its support even to those with pre-existing conditions.

The scope of PMJAY is vast, covering critical illnesses such as Carotid angioplasty, COVID-19, Prostate cancer, and more.

The scheme’s application process is unique – beneficiaries are identified through the Socio-Economic and Caste Census (SECC) 2011, and individuals under the Rashtriya Swasthya Bima Yojana are automatically covered.

To check eligibility, individuals can visit the official PMJAY portal, call the PMJAY call centre, or simply visit any Empanelled Health Care Provider.

The process is streamlined and user-friendly, allowing individuals to ascertain their coverage status swiftly.

Despite its comprehensive coverage, PMJAY does exclude certain treatments and procedures.

These exclusions range from individual diagnostics and organ transplants to fertility and cosmetic procedures.

The scheme focuses on providing financial protection against illness and hospitalisation expenses, ensuring that families receive the care they need without compromising their financial stability.

PMJAY stands as a testament to India’s commitment to universal healthcare, breaking barriers and providing a lifeline for those in need.

With its widespread reach and transformative impact, PMJAY continues to redefine healthcare accessibility for the underprivileged, one beneficiary at a time.

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