Best critical illness policies | Fusion - WeRIndia

Having critical illness coverage in health policies is a good option. They help avoid any financial strain. As many people know, the treatment of some diseases like cancer is very expensive. Here are some of the best critical illness policies that provide good coverage.

Apollo Munich Vital

This policy gives a good amount for identified critical illness, medical events or surgical procedures. You will receive the amount after confirmed diagnosis with defined severity of the illness or when undergoing specified surgery for the critical illness. The premium is at Rs.10,000 for a 10 lakhs policy.

Religare Health Insurance

This policy covers 20 different critical illnesses. It also provide a personal accident cover which gives 100 per cent of the amount. Health checkup and a second opinion are required for this policy. The premium for this policy Rs.14,000.

Bharti Axa Smart Health Critical Illness

This policy has a premium of Rs.5520 which gives a coverage of Rs.5 lakhs. The policy covers 20 diseases. It also has a no claim bonus of 5 per cent.

Aegon Life I Cancer

This policy is special for cancer. It covers all forms of cancer without any restrictions. The policy provides the amount at different stages of cancer. If the patient is at critical stage, the benefit payment is 150 per cent. It has a premium of Rs.4036 for Rs.10 lakhs.

ET Criticare from Edelweiss Tokio

This policy allows multiple claims upto three times. It covers 17 diseases. You don’t have to pay premium after the 1st claim. It has a lump-sum of upto Rs.1 crore. The premium is Rs.5900 for a Rs.10 lakhs cover.

MAX Bupa Health Assurance Critical Illness

This covers 20 illnesses. It has a non-claim bonus of 5 per cent. The premium is around Rs.8300.

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