Features and benefits of HPCL BOB Credit Card | Fusion - WeRIndia

Features and benefits of HPCL BOB Credit Card

Features and benefits of HPCL BOB Credit Card

To help people provide discounts on fuel purchases, many banks launched co-branded credit cards in association with fuel companies. Bank of Baroda also launched the ENERGIE credit card for its customers to reward their spending on fuel.

BOB Financial Solutions Limited (BFSL), a subsidiary of Bank of Baroda (BOB), launched this credit card in association with Hindustan Petroleum Corporation Limited (HPCL).

The ENERGIE card is a co-branded credit card of both BOB and HPCL. It is beneficial for frequent fuel buyers at HPCL petrol pumps.

HPCL BoB ENERGIE Credit Card seems to be very beneficial for frequent fuel buyers, especially for those who are loyal to Hindustan Petroleum Limited.

Here are the features and benefits of the HPCL Bank of Baroda ENERGIE Credit Card:

The ENERGIE Credit Card comes with numerous benefits. Cardholders can get 2,000 bonus reward points, which are equivalent to ₹500. To get these reward points, cardholders must spend at least ₹5,000 within 60 days of card issuance.

Besides, they can get 24 reward points for every ₹150 they spend at HPCL petrol pumps. That means, they can save up to 4% on their purchases.

They can also get a 1% surcharge waiver if the money is spent through HP Pay App for their fuel purchases. It applies to all fuel purchases.

In addition, cardholders can get an additional cashback of 1.5% on fuel purchases at HPCL pumps and payment is made through the HP Pay app.

Cardholders can get 10 reward points for every ₹150 they spend at groceries and departmental stores. Also, 2 reward points for the same amount they spent elsewhere.

Apart from benefits for the purchase of fuel, it also offers discounts on the money spent on movie ticket bookings. Cardholders can get 25% or up to ₹100 on the booking of two movie tickets.

Furthermore, they can enjoy complimentary access to domestic airport lounges as well. It is 4 times per year.

The joining and annual fee of the card is ₹499. However, it is waived off, if cardholders spend ₹50,000 or more in a financial year.

Any Indian resident aged between 21 years and 65 years with an annual income of ₹3.6 lakhs per annum can get this card. The income limit is 4.8 lakhs for self-employed. However, anyone aged above 18 years can be an add-on cardholder. There is no income limit for them.

Image Credit: Nikhil B/Wikimedia Commons, CC BY-SA 4.0, via Wikimedia Commons

Image Reference: https://commons.wikimedia.org/wiki/File:HP_Petrol_Bunk_31102016.jpg

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