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KYC scam is one of the new scams that you should be aware of.
Various credit agencies provide reports by assessing first-time borrowers based on certain parameters.
The volume of loan applications and the number of loan enquiries would also affect your credit score.
Customers of SBI should have to maintain an average monthly balance (AMB), otherwise, they will be charged.
If you did not receive the income tax refund, you can place the refund reissue request with the IT department.