Banks set individual UPI limits, so the process may differ slightly between banks.
PhonePe also allows users to link RuPay credit cards for UPI payments.
The Union Cabinet introduced a ₹1,500-crore incentive program to boost digital payments.
The UPI and LankaPay National Payment Network facilitate these transactions.
By simply dialling *99# from a mobile phone linked to a bank account, users across India can access UPI services offline.