One of the most practical features is its flexibility during emergencies.
NPS functions as a long-term retirement account where you contribute regularly during your working years.
EPF is not just about saving money; it's about giving yourself peace of mind.
Under a recent amendment, PSU employees dismissed for misconduct may now lose their entire retirement benefits.
APY offers a monthly pension ranging from ₹1,000 to ₹5,000, based on your contributions and the age at which you start.