The UPS, launched on April 1, 2025, is the latest retirement scheme for central government employees.
Choosing between EPF and NPS depends on your risk appetite, job type, and financial goals.
Opening an NPS Vatsalya account for your children is simple.
The UPS will be effective in Maharashtra from March of this year.
In India, two popular government-backed options are the Public Provident Fund and the National Pension System.