The volume of loan applications and the number of loan enquiries would also affect your credit score.
If you pay partial credit card bill or the minimum due amount, the interest will be charged by the bank on the unpaid amount.
Many people take home loans to realize their dreams. However, it is the one of the most impactful loans on the CIBIL credit score.
It is better to know your CIBIL score that reveals the credit history and financial health before applying for a loan. CIBIL is an