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You need to submit an identity proof and address proof along with your PAN application.
The customers and third parties are covered for damage expenses in LPG insurance policy.
In order to keep your savings secure, it is good to deposit your money in more than one bank.
If you want to know your EMIs well in advance and see no fall in the interest rate, you may choose a fixed rate.
The lock-in period for a PPF account is 15 years.